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this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="graf--img center"><div class="lexical__imageWrapper"><img src="https://images.vocus.cc/de9634d4-822a-4fce-a129-27ab4f7c8b63.png" data-src="https://resize-image.vocus.cc/resize?compression=6&norotation=true&url=https%3A%2F%2Fimages.vocus.cc%2Fde9634d4-822a-4fce-a129-27ab4f7c8b63.png&width=740&sign=oOHfEfrJAi-uWMr75IIZ37cXGe51e1GYA-KSLyt9vwM" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/de9634d4-822a-4fce-a129-27ab4f7c8b63.png" data-lowquality="false" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="graf--img center"><div class="lexical__imageWrapper"><img src="https://images.vocus.cc/e66db4ec-9dc2-417b-a28c-1236a6a50295.png" data-src="https://resize-image.vocus.cc/resize?compression=6&norotation=true&url=https%3A%2F%2Fimages.vocus.cc%2Fe66db4ec-9dc2-417b-a28c-1236a6a50295.png&width=740&sign=fVJmjQvT8QhvgkuZJ_5Mkk3e4A-2kinmPldMpBSSixg" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/e66db4ec-9dc2-417b-a28c-1236a6a50295.png" data-lowquality="false" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">眼淚總是突如其來</span></p></div></body></html>

以行動支持創作者！付費即可解鎖

贊助珍奶

圖文插畫

噗哩日常３６（演唱會日記）

vocus 慶祝推出 App，舉辦 2026 全站慶。推出精選內容與數位商品折扣，訂單免費與紅包抽獎、新註冊會員專屬活動、Boba Boost 贊助抽紅包，以及全站徵文，並邀請你一起來回顧過去的一年， vocus 與創作者共同留下了哪些精彩創作。

方格子 vocus 官方沙龍

【 vocus 全站慶，更好的 2026 上線了！】折扣碼 x 抽紅包 x 新手禮 x App 登場！

文章探討近期銀行對於房貸申請的態度轉變，特別是財力一般的客戶面臨的困難，並介紹「國峰厝好貸」作為民間二胎房貸的選項。分析其優缺點，包括不受央行禁令影響、審核快速、核准率高等優勢，以及較高的利率（7%-16%）和民間借貸的風險。作者提醒讀者，若非走投無路，應謹慎評估，並建議諮詢專業人士。

皮朋哥的沙龍

房貸艱困時期：從銀行態度轉變到民間借貸的絕境之鑰

噗哩噗噗哩

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塗塗畫畫

平板板板

捏呀捏泥巴

演唱會

噗哩日常３５（演唱會日記）

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this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F1a37b157-6d83-4503-a282-13829bb583e2.png&amp;width=740&amp;sign=B-D1eoepYGHK74Pq5c3goTtCkE8pT3YH0xyil9ZPSMs" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F1a37b157-6d83-4503-a282-13829bb583e2.png&amp;width=740&amp;sign=B-D1eoepYGHK74Pq5c3goTtCkE8pT3YH0xyil9ZPSMs" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/1a37b157-6d83-4503-a282-13829bb583e2.png" data-lowquality="true" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F64c1e495-77e9-4166-91ce-7050a5a6ab05.png&amp;width=740&amp;sign=PYMmFclOxjs1UJbdzQPlMIiXyKZlUOINqO_a5Ii-3Es" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F64c1e495-77e9-4166-91ce-7050a5a6ab05.png&amp;width=740&amp;sign=PYMmFclOxjs1UJbdzQPlMIiXyKZlUOINqO_a5Ii-3Es" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/64c1e495-77e9-4166-91ce-7050a5a6ab05.png" data-lowquality="true" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F35bfa399-4e06-484b-bc3c-ccd4db7f7e94.png&amp;width=740&amp;sign=JcbmmzYjgh53bnkdLnEH3C2aBUpXA7p9W4Pr0_H1qjI" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F35bfa399-4e06-484b-bc3c-ccd4db7f7e94.png&amp;width=740&amp;sign=JcbmmzYjgh53bnkdLnEH3C2aBUpXA7p9W4Pr0_H1qjI" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/35bfa399-4e06-484b-bc3c-ccd4db7f7e94.png" data-lowquality="true" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F11ac5535-ede0-44e7-99d6-a5f89b24c35f.png&amp;width=740&amp;sign=wP56OddIB_-LVMz0uf9dtWIH7aanDNWSsbg_8yRGDdU" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F11ac5535-ede0-44e7-99d6-a5f89b24c35f.png&amp;width=740&amp;sign=wP56OddIB_-LVMz0uf9dtWIH7aanDNWSsbg_8yRGDdU" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/11ac5535-ede0-44e7-99d6-a5f89b24c35f.png" data-lowquality="true" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fde9634d4-822a-4fce-a129-27ab4f7c8b63.png&amp;width=740&amp;sign=oOHfEfrJAi-uWMr75IIZ37cXGe51e1GYA-KSLyt9vwM" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fde9634d4-822a-4fce-a129-27ab4f7c8b63.png&amp;width=740&amp;sign=oOHfEfrJAi-uWMr75IIZ37cXGe51e1GYA-KSLyt9vwM" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/de9634d4-822a-4fce-a129-27ab4f7c8b63.png" data-lowquality="true" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fe66db4ec-9dc2-417b-a28c-1236a6a50295.png&amp;width=740&amp;sign=fVJmjQvT8QhvgkuZJ_5Mkk3e4A-2kinmPldMpBSSixg" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fe66db4ec-9dc2-417b-a28c-1236a6a50295.png&amp;width=740&amp;sign=fVJmjQvT8QhvgkuZJ_5Mkk3e4A-2kinmPldMpBSSixg" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/e66db4ec-9dc2-417b-a28c-1236a6a50295.png" data-lowquality="true" data-width="1600" data-height="1600" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">眼淚總是突如其來</span></p>