<h3 class="lexical__h3" dir="ltr" id="heading-16311175"><span style="white-space: pre-wrap;">元大美債20年</span></h3><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">代號: 00679B / 配息月份:(2/5/8/11)</span></blockquote><h3 class="lexical__h3" dir="ltr" id="heading-16311179"><span style="white-space: pre-wrap;">元大AAA至A公司債</span></h3><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">代號: 00751B / 配息月份:(3/6/9/12)</span></blockquote><h3 class="lexical__h3" dir="ltr" id="heading-16311183"><span style="white-space: pre-wrap;">元大投資級公司債</span></h3><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">代號: 00720B / 配息月份:(1/4/7/10)</span></blockquote><hr><h2 class="lexical__h2" dir="ltr" id="heading-16311188"><u><b><code spellcheck="false" style="white-space: pre-wrap;"><strong class="lexical__textBold lexical__textCode lexical__textUnderline">安穩的投資,必勝的人生機遇 ❗</strong></code></b></u></h2><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">依照今日(2024/1/6)的股價及配息換算殖利率如下,</span></p><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://img.vocus.cc/_Rhu2Yc37bDD2wHW_bIdpUAkkYv7ODzVfFWpfthnjXM/w:641/f:webp/plain/https://images.vocus.cc/197cb0d5-cd6c-42b8-9acc-786c5e91c2a2.png" fetchpriority="high" data-src="https://img.vocus.cc/_Rhu2Yc37bDD2wHW_bIdpUAkkYv7ODzVfFWpfthnjXM/w:641/f:webp/plain/https://images.vocus.cc/197cb0d5-cd6c-42b8-9acc-786c5e91c2a2.png" data-loaded="true" data-original-src="https://images.vocus.cc/197cb0d5-cd6c-42b8-9acc-786c5e91c2a2.png" data-fallback-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F197cb0d5-cd6c-42b8-9acc-786c5e91c2a2.png&amp;width=641&amp;sign=RbHWb431MZXnlmcwpJIBGHXmZtjTEj571ipQiOdzxjc" data-lowquality="false" data-width="641" data-height="330" data-retry="0" onerror="var r=Number(this.dataset.retry);if(r>=2){this.src='/static/default-error-img.svg';this.onerror=null;return}if(r===0&amp;&amp;this.dataset.fallbackSrc){this.src=this.dataset.fallbackSrc}else{this.src=this.dataset.originalSrc}this.dataset.retry=r+1" data-istopthreeimage="true" alt="殖利率"></div><div class="captionTheme__wrapper"><p class="captionTheme__paragraph">殖利率</p></div></div><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">將要到來的股價價差:</span></p><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://img.vocus.cc/od7dBQi55ybxvbjaAcpS4p62MYTmMz1oZNxMOZytgTM/w:740/f:webp/plain/https://images.vocus.cc/5a1c7208-7877-4b09-936c-319585041fe2.png" fetchpriority="high" data-src="https://img.vocus.cc/od7dBQi55ybxvbjaAcpS4p62MYTmMz1oZNxMOZytgTM/w:740/f:webp/plain/https://images.vocus.cc/5a1c7208-7877-4b09-936c-319585041fe2.png" data-loaded="true" data-original-src="https://images.vocus.cc/5a1c7208-7877-4b09-936c-319585041fe2.png" data-fallback-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F5a1c7208-7877-4b09-936c-319585041fe2.png&amp;width=740&amp;sign=YdP8C1mgCSSS-klcv6GlChQEN97eUPIajmxicJ4kE9c" data-lowquality="false" data-width="1920" data-height="1021" data-retry="0" onerror="var r=Number(this.dataset.retry);if(r>=2){this.src='/static/default-error-img.svg';this.onerror=null;return}if(r===0&amp;&amp;this.dataset.fallbackSrc){this.src=this.dataset.fallbackSrc}else{this.src=this.dataset.originalSrc}this.dataset.retry=r+1" data-istopthreeimage="true" alt="元大債券 VS 美利率"></div><div class="captionTheme__wrapper"><p class="captionTheme__paragraph">元大債券 VS 美利率</p></div></div><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">升降息前半年,債券股價會提前反應,</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">這次3~6月的預計降息, 也提前反應了(圖右),</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">目前只是在</span><b><code spellcheck="false" style="white-space: pre-wrap;"><strong class="lexical__textBold lexical__textCode">起漲點</strong></code></b><span style="white-space: pre-wrap;">而已!</span></p><p class="lexical__paragraph" dir="ltr"><br></p><h2 class="lexical__h2" dir="ltr" id="heading-16311206"><span style="white-space: pre-wrap;">利息和價差兼得:</span></h2><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">若是維持高利率不變 👉[領取</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">5%</span></code><span style="white-space: pre-wrap;">的高股息]</span></blockquote><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">若是開始降息 👉 [降息1%, 股價上升</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">16%</span></code><span style="white-space: pre-wrap;">]</span></blockquote><h2 class="lexical__h2" dir="ltr" id="heading-16311216"><span style="white-space: pre-wrap;">稅務優惠:</span></h2><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">債券ETF 👉 賣出「</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">免扣</span></code><span style="white-space: pre-wrap;">」0.1%的證交稅</span></blockquote><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">配息是境外所得 👉「</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">免繳</span></code><span style="white-space: pre-wrap;">」二代健保補充保費。</span></blockquote><blockquote class="lexical__quote" dir="ltr"><span style="white-space: pre-wrap;">海外債券 👉 海外所得介於100~670萬元之間只需要申報，</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">不用繳</span></code><span style="white-space: pre-wrap;">海外所得稅。</span></blockquote><hr><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">最後, 獻上大師的名言~</span></p><p class="lexical__paragraph" dir="ltr"><h2 class="lexical__h2" dir="ltr" id="heading-16311235"><u><span class="lexical__textUnderline" style="white-space: pre-wrap;">查理蒙格: </span></u></h2><h2 class="lexical__h2" dir="ltr" id="heading-16311237"><span style="white-space: pre-wrap;">一生抓住少數幾個機會，夠了！</span></h2><h2 class="lexical__h2" dir="ltr" id="heading-16311239"><span style="white-space: pre-wrap;">機會只有少數幾個，當一個機會來臨時，我們撲過去把它抓住。</span></h2><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><br></p></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">⛔[[本篇內容並非投資意見，亦不構成任何投資產品之要約、要約招攬或建議。本資料只作為一般用途，它並沒有考慮您的個人需要、投資目標及特定財政狀況。投資附帶風險。]]</span></p>

安穩的投資,必勝的人生機遇 ❗

依照今日(2024/1/6)的股價及配息換算殖利率如下,

升降息前半年,債券股價會提前反應,

這次3~6月的預計降息, 也提前反應了(圖右),

若是開始降息 👉 [降息1%, 股價上升

海外債券 👉 海外所得介於100~670萬元之間只需要申報，

⛔[[本篇內容並非投資意見，亦不構成任何投資產品之要約、要約招攬或建議。本資料只作為一般用途，它並沒有考慮您的個人需要、投資目標及特定財政狀況。投資附帶風險。]]

㊙️美債, 這輩子最好的投資機遇!

一生抓住少數幾個機會，夠了！ 
關於投資理財, 要緊握這送分題!

Jacky Lu說故事