《閱讀一段美國財經新聞，熟悉十一個TOEIC常考詞彙》

US mortgage rates dropped sharply, capping the biggest four-week slide in almost a year and spurring a fresh round of applications to purchase homes. Since reaching a 23-year high of almost 8% in mid-October, mortgage rates have plunged nearly half a percentage point. The effective rate, which includes fees and compound interest, dropped to a still-elevated 7.59%. In contrast, the five-year adjustable rate increased.

美國房屋貸款利率急劇下降，達到近一年來最大的四週跌幅，激發了一輪新的購房申請潮。自10月中旬達到23年來接近8％的高點以來，房屋貸款利率已經暴跌近半個百分點。包括費用和複利在內的實際利率下降至仍然偏高的7.59％。相反地，五年可調整的利率上升。

①mortgage rate房屋貸款利率

②cap勝過；超過

③slide下落，下降；跌幅

④spur給予刺激；鞭策，鼓勵

⑤round一輪，一回合

⑥purchase購買

⑦plunge下降，急降

⑧effective rate實際利率

⑨compound interest複利率

⑩still-elevated仍然偏高的

⑪adjustable rate可調整的利率

https://www.bloomberg.com/news/newsletters/2023-11-22/bloomberg-evening-briefing

原文及圖片出處https://www.bloomberg.com/news/newsletters/2023-11-22/bloomberg-evening-briefing