[Finance Fiction]Crack Protocol – Chapter 7

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Theme: Finance Fiction (bank) + Suspense + Espionage + Workplace + The Dark Side of Human Nature + Anti-Money Laundering (AML)

Taipei City, Taiwan


⚠️ Disclaimer

This is a work of fiction. While inspired by financial industry systems, supervisory frameworks, and AML practices, it does not depict any real institutions or events. All job titles, departmental structures, internal controls, thresholds, and regulatory processes have been reinterpreted, altered, or fictionalized. Readers should not treat this as professional advice, investment guidance, or legal judgment. Any resemblance to actual persons, entities, or systems is purely coincidental.



Time: Friday 17:20 – 17th Floor Elevator Lobby, Headquarters

After the regular meeting, employees drifted away in small groups.

Qilun, laptop in hand, headed toward the elevator—only to run straight into Lin Yue.

She was still in her black suit, face cool and unreadable. Yet she gave him a quick look, a subtle signal.

It was near the evening rush hour; people were either scrambling to leave or settling in for overtime. Even the gossip-prone colleagues had no time to notice them.

When the crowd finally dispersed, their eyes met for a brief second. She paused slightly, as if making casual conversation:

“During the meeting, they mentioned the Songjiang 1208 case.


Something seemed odd with the numbers. I couldn’t make sense of it. You’re the one who’s good with numbers, aren’t you?”


Her tone was offhand, like small talk.

Qilun froze, frowning.

1208? Songjiang?


His mind flashed back to those twelve strange “bypass mode” entries he’d seen in the snapshot queue during his night shift.


Outwardly, he simply replied:

“Not sure.”

His voice neutral, as if unwilling to continue the topic.

But inside, he flinched.


That was the very same code he had seen in the snapshot queue. The checksum at 3 a.m. — off by 1.


He looked up, wanting to ask more.


But Lin Yue had already stepped into the elevator.


Just before the doors closed, her gaze shifted—ever so slightly toward him.


A silent reminder.



Time: Friday 17:45 – MRT Carriage

Leaning against the hand strap, Qilun’s mind kept replaying her words.

“She knows?”

Or… was it just coincidence?

If she had deliberately dropped that hint—


it meant someone had been watching his late-night Sandbox operations.


And she was testing whether he understood.


Time: Friday 19:30 – Exit, Songjiang Nanjing Station

Qilun deliberately took a detour, circling to the café near the station exit.

The place was bustling, but no suspicious faces stood out.

Then his phone buzzed—an unsigned email.

Subject: [Number Game]

Attached was an image:


a string of transaction IDs, the final two digits—off by 1.


Qilun held his breath.


This was no coincidence anymore. It was an invitation.



Time: Friday 21:00 – Window of Lin Yue’s Apartment

Lin Yue drew the curtains shut and set her phone on the desk.

The chat box contained a single line, with no reply:

“Will he understand?”

She gave it no more thought, closed her laptop, her expression still cold.

But deep in her eyes, a faint light lingered—


the light of waiting.


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