
Crack Protocol is a suspense novel set in the world of banking, anti-money laundering (AML) compliance, and mathematical reasoning. The protagonist, Chi-Lun Wu, a seemingly ordinary credit officer, stumbles upon discrepancies between transaction snapshots and the bank’s official AML reports. His discovery hints at an internal scheme where billions are siphoned through regulatory loopholes. As Chi-Lun probes deeper, he finds himself entangled in a high-stakes conspiracy involving cross-border laundering, insider collusion, and systemic blind spots in financial oversight. Blending technical accuracy (statistical testing, automation scripts, AML/EDD procedures) with psychological tension, the novel portrays not just a financial thriller but also a stark reflection of workplace alienation.