The first 100 days of action plan for Crypto in U.S.

美國近期在虛擬資產監管方面做出了重大舉措，獲得了兩黨支持，並將以快速推進的方式落實。以下是此次記者會的重點摘要：

1️⃣ 兩黨協作：

一個由「眾議院金融服務委員會」與「參議院銀行委員會」成員，以及其他關鍵政府官員組成的工作小組，正致力於制定明確且可執行的數位資產監管規則。兩黨支持對於推動創新至關重要，而目前已經取得共識。

2️⃣ 穩定幣立法成為焦點：

穩定幣被認可為金融體系中的重要組成部分，需要結構化監管，而非無止境的爭論。即將推出的穩定幣法案旨在降低交易成本、促進市場競爭，並擴大金融服務的可及性。過去，由於監管不確定性，許多與現有金融系統關係密切的機構和企業對穩定幣保持觀望，該法案有望改變這一現狀，推動穩定幣成為最新、最優質的貨幣形式。

川普早已明確拒絕由Fed發行的央行數位貨幣(CBDC)

3️⃣ 明確市場結構：

除了穩定幣，政府也在努力界定虛擬資產的分類，確立各監管機構的角色，並建立一致的監管架構。市場結構與具體法規同樣重要，因為它有助於明確監管範疇，確保監管機構能有效執行職責。

4️⃣ 評估美國比特幣儲備的可行性：

根據前總統川普的指示，內部工作小組正在評估建立「比特幣儲備」的可能性，這可能會對美國的金融戰略產生深遠影響。加密貨幣社群內部對於比特幣是否應作為美國「主權財富基金」的儲備資產仍存在爭議，但許多國家已經開始採取這一策略並獲益，美國也必須審慎評估這一方案。

5️⃣ 前 100 天內迅速行動：

穩定幣法案將是首要推動的議題，隨後將進一步改革市場結構，並完成比特幣儲備的審查。政府意識到虛擬資產產業急需支持，因此正全力推動監管清晰化，以確保該產業的健康發展，並鞏固美國在數位金融領域的領導地位。

此次舉措釋放出明確訊號：監管不確定性即將結束，美國將建立一個結構化且有利於創新的數位資產監管框架。

(編按:虛擬資產來取代數位資產，以符合台灣監管框架內的用詞．而虛擬資產與數位資產可通用，所代表意義相同，特此說明．)

The United States has made a significant move toward digital asset regulation, with bipartisan support and a fast-tracked timeline. Here are the key takeaways from the recent press conference:

1️⃣ Bipartisan Coordination:

A working group comprising members of the House Financial Services and Senate Banking Committees, along with other key government officials, is developing clear, enforceable rules for digital assets. Bipartisan support is essential to fostering innovation.

2️⃣ Stablecoin Legislation as a Priority:

Stablecoins are acknowledged as a crucial part of the financial system that requires structured oversight. A forthcoming bill aims to reduce costs, enhance competition, and expand financial access. Regulatory clarity is expected to encourage institutional adoption of stablecoins.

3️⃣ Clarifying Market Structure:

Efforts are underway to define digital asset classifications, outline regulatory responsibilities, and create a cohesive oversight framework. Establishing clear market structures is vital for regulatory efficiency and industry growth.

4️⃣ Considering a U.S. Bitcoin Reserve:

Following a directive from former President Trump, an internal group is assessing the feasibility of a Bitcoin reserve. With other nations already leveraging Bitcoin as a sovereign asset, the U.S. is evaluating its potential role in national financial strategy.

5️⃣ Swift Action in the First 100 Days:

The stablecoin bill will be the first major step, followed by broader market reforms and the Bitcoin reserve review. The administration is pushing for rapid regulatory clarity to support digital finance and reinforce U.S. leadership in the sector.

This initiative signals the end of regulatory uncertainty and the emergence of a structured, innovation-friendly digital asset framework.

https://www.forbes.com/sites/digital-assets/2025/02/04/us-crypto-and-digital-assets-top-david-sacks-first-press-conference/