<h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>昨天跟一位朋友喝咖啡聊了一下投資</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>在我兩年的洗腦之下,他終於決定在下個禮拜去開戶</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>邊喝咖啡邊跟他講了一些存股的基本觀念</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>和ETF是什麼</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>今天整理一些存股新手應該要注意的一些基本觀念</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>首先投資真的不能貪快,基本上選對標的,拉長時間週期</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>在存股這條路上要賠錢還真有點難</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>以下這三檔是我持有兩年的標的</span></h2><div class=lexical__image center><div class=lexical__imageWrapper><img src=https://d2a6d2ofes041u.cloudfront.net/resize?norotation=true&quality=1&url=https%3A%2F%2Fimages.vocus.cc%2Ff486269c-21aa-445a-b24f-4c2ffeb83a2f.jpg&width=720&sign=oxWlwdTPPrRlVY3Qg0jGznkjYMvWhjALv6iD2dxg108 data-src=https://d2a6d2ofes041u.cloudfront.net/resize?norotation=true&quality=80&url=https%3A%2F%2Fimages.vocus.cc%2Ff486269c-21aa-445a-b24f-4c2ffeb83a2f.jpg&width=720&sign=hfvLyJMK_K9yrQqLZArOIhx1-Wirvi8cqZAxy3SfGc8 class=lazy data-original-src=https://images.vocus.cc/f486269c-21aa-445a-b24f-4c2ffeb83a2f.jpg data-lowquality=true data-width=720 data-height=375 alt=raw-image></div><div></div></div><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>雖然無法像一些飆股或科技股讓人短期賺到很高的報酬</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>但拉長時間的績效和股息至少都比銀行定存還要好</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>數年後也可以累積不少的一筆被動收入</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>如果是沒有家庭要照顧的單身族</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>在存股以前至少要留6個月左右的緊急預備金</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>因為存股的這筆錢至少要放在股市裡3~5年</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>甚至更久,前期也要做好帳面上虧損的心理準備</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>存股是長期抗戰,拉長時間才能看到複利帶來的威力</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>由於我朋友是入門新手</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>我先建議他從每月定期定額交易戶數最多的</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>兩大市值型ETF和兩大高股息ETF開始</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>之後比較了解股市,開始會選股的話</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>也可以選擇一些能夠股利價差兩頭賺的CP值好股</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>而股息殖利率的計算方式很簡單就是股息÷股價</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>股息就是公司股票給你的利息</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>殖利率可以把它當做跟銀行利率一樣的概念</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;>舉例:買10000元的股票,領到2%殖利率的股息就好比</span></h2><h2 class=lexical__h2 dir=ltr><span style=white-space: pre-wrap;> 放10000元在銀行,領到2%利率的利息概念</span></h2><p class=lexical__paragraph dir=ltr><br></p><p class=lexical__paragraph dir=ltr><b><strong class=lexical__textBold style=white-space: pre-wrap;>以上存股績效僅為個人分享,非推薦個股</strong></b></p><p class=lexical__paragraph dir=ltr><b><strong class=lexical__textBold style=white-space: pre-wrap;>每個人進場時間不同,績效也會有所不同</strong></b></p><p class=lexical__paragraph dir=ltr><b><strong class=lexical__textBold style=white-space: pre-wrap;>投資前請謹慎評估風險</strong></b></p><p class=lexical__paragraph dir=ltr><br></p><p class=lexical__paragraph dir=ltr><br></p><p class=lexical__paragraph dir=ltr><br></p><h2 class=lexical__h2 dir=ltr><br><br></h2><p class=lexical__paragraph dir=ltr><br></p><p class=lexical__paragraph dir=ltr><br></p><p class=lexical__paragraph dir=ltr><br></p><p class=lexical__paragraph dir=ltr><br></p><p class=lexical__paragraph dir=ltr><br></p>