股神巴菲特的傳奇合伙人查理．蒙格（Charles Munger），也是他終生摯友，證實於2023年11月28日在美國加州聖塔芭芭拉一間醫院去世，享壽99歲。綽號「窮查理」的他，曾擔任波克夏海克威的副董事長，在57年間為該公司創下19.8%年複合回報率的奇蹟。此外，蒙格最為外界熟知的，是提供給一般人看似普通又寶貴的投資常識，以下集合他歷年來曾談到的金句，重新體會其箇中智慧。
1. 把問題徹底想明白，問題就解決一半。
If you thoroughly understand a problem, you are halfway to solving it.2. 如果想要在資本主義的世界中取得人生的成功，一定要去競爭少的地方。
To achieve success in a capitalist world, you must go where competition is minimal.
3. 進步不總是肉眼可見，而是往往出現在不經意間，但進步總是源於長期堅持，源於每一天的努力。
Progress is not always visible to the naked eye; it often occurs subtly, driven by long-term persistence and daily effort.
4. 當別人把子彈打光時，你的機會就來了。
Your opportunity arises when others have exhausted their ammunition.
5. 在別人避之唯恐不及的地方發掘投資機會，是一種很好的投資方式。
Finding investment opportunities where others avoid is an excellent strategy.
6. 品牌是一種巨大的競爭優勢。
A strong brand is a significant competitive advantage.
7. 如果一生的投資次數有限，你會更認真考慮每一個投資決定，因此你會做得更好。
If your lifetime investment opportunities were limited, you'd consider each decision more carefully and perform better.
8. 所有人潛意識裡都有這樣的偏見：給別人建議時，以為是在為別人考慮，其實是從自己的利益出發。
Everyone subconsciously has this bias: when giving advice, they believe they are considering others but are actually thinking from their own interests.
9. 已經明確知道是好機會，還有什麼好討論呢？最重要的就是去做。
If you clearly know it's a good opportunity, there's no need for further discussion—just act.
10. 好名聲可以讓人終身受益。
A good reputation can benefit a person for a lifetime.
11. 追求智慧是人類應盡的道德義務，只要有能力就應該去做。
The pursuit of wisdom is a moral duty; if you have the ability, you should strive for it.
12. 養成習慣，熟練使用多種以現實為基礎的心智思考模型，是你所能做最棒的事。
Cultivating the habit of skillfully using multiple reality-based mental models is one of the best things you can do.
資料參考:《蒙格之道：關於投資、閱讀、工作與幸福的普通常識》