本月淨值較上月增加約99萬,主係11月份股市回升所致,同時美金對台幣貶值約1.15元,促美金定存淨值減少約20萬台幣

調降存股目標,ETF部位約1,300萬,美金定存部位約500萬, 後續試驗隨股市上漲或下跌超出或低於上表目標部分進行賣出或買進(至少以1張為單位),達成高賣低買的小幅操作平衡

另

投資理財

職場

運動

<div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fd84124f7-10be-43a6-bc71-7d6099ab53db.png&amp;width=740&amp;sign=OMk1CLja62J2vpy2tnUSCRv24xa9ZCAeLqpgsyB4eCs" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fd84124f7-10be-43a6-bc71-7d6099ab53db.png&amp;width=740&amp;sign=OMk1CLja62J2vpy2tnUSCRv24xa9ZCAeLqpgsyB4eCs" class="lazy" data-original-src="https://images.vocus.cc/d84124f7-10be-43a6-bc71-7d6099ab53db.png" data-lowquality="true" data-width="1006" data-height="457" onerror="this.onError=null;this.src=this.dataset.originalSrc;" alt="20231130資產負債表"></div><div class="captionTheme__wrapper"><p class="captionTheme__paragraph">20231130資產負債表</p></div></div><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">本月淨值較上月增加約99萬,主係11月份股市回升所致,同時美金對台幣貶值約1.15元,促美金定存淨值減少約20萬台幣</span></p><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fcb64f4ba-cc3d-401b-9d8c-5fdc71be5892.png&amp;width=740&amp;sign=vCE8shtIiwxiUWldywJRvvNavJGRzPuojplUurA56lg" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fcb64f4ba-cc3d-401b-9d8c-5fdc71be5892.png&amp;width=740&amp;sign=vCE8shtIiwxiUWldywJRvvNavJGRzPuojplUurA56lg" class="lazy" data-original-src="https://images.vocus.cc/cb64f4ba-cc3d-401b-9d8c-5fdc71be5892.png" data-lowquality="true" data-width="1178" data-height="422" onerror="this.onError=null;this.src=this.dataset.originalSrc;" alt="ETF存股部位"></div><div class="captionTheme__wrapper"><p class="captionTheme__paragraph">ETF存股部位</p></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F6f17e25c-adf9-4638-907d-dfb0cefd8aa1.png&amp;width=593&amp;sign=pZgI4EkL0tF0FZwitrsaRDGv0pT32bzt0lvHYXSN_ow" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F6f17e25c-adf9-4638-907d-dfb0cefd8aa1.png&amp;width=593&amp;sign=pZgI4EkL0tF0FZwitrsaRDGv0pT32bzt0lvHYXSN_ow" class="lazy" data-original-src="https://images.vocus.cc/6f17e25c-adf9-4638-907d-dfb0cefd8aa1.png" data-lowquality="true" data-width="593" data-height="452" onerror="this.onError=null;this.src=this.dataset.originalSrc;" alt="ETF存股目標"></div><div class="captionTheme__wrapper"><p class="captionTheme__paragraph">ETF存股目標</p></div></div><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">調降存股目標,ETF部位約1,300萬,美金定存部位約500萬, 後續試驗隨股市上漲或下跌超出或低於上表目標部分進行賣出或買進(至少以1張為單位),達成高賣低買的小幅操作平衡</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">另暫不再調高存股目標,後續現金流將用以支付預售屋分期款及尾款或償還負債</span></p><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F36870b21-b7a9-4bb8-9fc2-ab96a9ade861.png&amp;width=593&amp;sign=7CxF7PCs_5RaYki_pbkVsneXwq7iu1A8Vc2bhOdJAjk" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F36870b21-b7a9-4bb8-9fc2-ab96a9ade861.png&amp;width=593&amp;sign=7CxF7PCs_5RaYki_pbkVsneXwq7iu1A8Vc2bhOdJAjk" class="lazy" data-original-src="https://images.vocus.cc/36870b21-b7a9-4bb8-9fc2-ab96a9ade861.png" data-lowquality="true" data-width="593" data-height="306" onerror="this.onError=null;this.src=this.dataset.originalSrc;" alt="質借維持率"></div><div class="captionTheme__wrapper"><p class="captionTheme__paragraph">質借維持率</p></div></div><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">隨股市回升,質借維持率上升</span></p><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F45aa99c9-8263-4fe4-9817-1f441542d6dd.png&amp;width=740&amp;sign=rVGi8ES573_9DfZTKEBa7h-Y1Men1Kig5m8AUpqSQME" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F45aa99c9-8263-4fe4-9817-1f441542d6dd.png&amp;width=740&amp;sign=rVGi8ES573_9DfZTKEBa7h-Y1Men1Kig5m8AUpqSQME" class="lazy" data-original-src="https://images.vocus.cc/45aa99c9-8263-4fe4-9817-1f441542d6dd.png" data-lowquality="true" data-width="743" data-height="302" onerror="this.onError=null;this.src=this.dataset.originalSrc;" alt="庫存股票"></div><div class="captionTheme__wrapper"><p class="captionTheme__paragraph">庫存股票</p></div></div><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">庫存股票必要時用以質借支付預售屋尾款差額</span></p><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><br></p>

本月淨值較上月增加約99萬,主係11月份股市回升所致,同時美金對台幣貶值約1.15元,促美金定存淨值減少約20萬台幣

調降存股目標,ETF部位約1,300萬,美金定存部位約500萬, 後續試驗隨股市上漲或下跌超出或低於上表目標部分進行賣出或買進(至少以1張為單位),達成高賣低買的小幅操作平衡

另暫不再調高存股目標,後續現金流將用以支付預售屋分期款及尾款或償還負債

庫存股票必要時用以質借支付預售屋尾款差額

202311退休前資產配置及存股規劃7

近3個月股市持續下跌,致淨值未能增加(扣除薪資利息及ETF配息等實際呈虧)

目前ETF部位虧損38萬多,報酬率-4.43%

質借450萬,維持率為190.23%











