How to Get Rich (without getting lucky)

Title: How to Get Rich (without getting lucky)

題目: 如何不靠運氣變富有 (from Naval)

【定義財富】

1. Seek wealth, not money or status.

*Wealth is having assets that earn while you sleep.

*Money is how we transfer time and wealth.

*Status is your place in the social hierarchy.

追求財富，而不是追求錢或地位

*財富，是資產，追求那種半夜睡覺也會幫你賺錢的資產 (24hr working) 像有廣告的影片, 公司股票

*錢只是工具，是用來協助你獲得財富的工具 (ex.節省時間), 單純的錢放在那並沒辦法幫你賺錢

*地位是你在社會結構的位置

2. Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you.

若你不追求財富，財富也不會來找你。想要變富有, 就要有強烈的企圖心

3. Ignore people playing status games. They gain status by attacking people playing wealth creation games.

不在意那些追逐地位的人

【如何不富有 & 如何富有: 有自己的事業】

4.1 You’re not going to get rich renting out your time. You must own equity — a piece of a business — to gain your financial freedom.

如果想要財富自由，你必須要有自己的生意，幫別人工作是無法財富自由的

4.2 You will get rich by giving society what it wants but does not yet know how to get. At scale.Pick an industry where you can play long term games with long term people.

想要變富有，就給(1)社會他們想要但他們還不知道的(ex. 人性弱點下手)、且可以(2)長期發展的事業，並(3)規模化 (數量↑、成本↓)

5. Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest.

要作具會滾雪球的事情 (複利)

6. There are no get rich quick schemes. That’s just someone else getting rich off you.

沒有一下就賺大錢的方法 (除非詐騙)

7. Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work. Become the best in the world at what you do. Keep redefining what you do until this is true.

在好的工作夥伴與職業上盡力認真工作, 盡可能地做到最好，然後不斷的修正直到目標達成

【強化自己的事業】

8. Learn to sell. Learn to build. If you can do both, you will be unstoppable.

若自己可以「製造」與「銷售」，將銳不可檔

9. Arm yourself with specific knowledge, accountability, and leverage.

特別知識、槓桿、責任感，才是你自己的護城河

* Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you. Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now. Building specific knowledge will feel like play to you but will look like work to others.

When specific knowledge is taught, it’s through apprenticeships, not schools. Specific knowledge is often highly technical or creative. It cannot be outsourced or automated.

特別的知識通常是高技術或高創造力的，只能透過師徒制才學得到的，無法從學校、外包來習得；而同時，這東西是你有興趣的熱誠所在，別人會覺得你很苦但只有你知道這東西很酷、很有趣。

* Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity, and leverage.

重視自己對人的誠信，勇於用自己的名字開拓事業，市場也會回報給你應有的報酬

【關於槓桿/放大器/廣告】

10. Apply specific knowledge, with leverage, and eventually you will get what you deserve.

將你的特別之是透過有效率的工具，可以放大、達到你想要的。

11. Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media).

要槓桿才能獲得財富，用錢滾錢、或擅長某領域的人替你工作，或是用維護成本很低的產品(如軟體做出來後只要複製就好)

11.1 An army of robots is freely available — it’s just packed in data centers for heat and space efficiency. Use it.

像是讓機械自動化來替你工作

11.2 Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you. Everyone is trying to lead, but someone has to follow you.

資金和員工是種需要雙方同意才能有的槓桿

11.3 Code and media are permissionless leverage. They’re the leverage behind the newly rich. You can create software and media that works for you while you sleep. If you can’t code, write books and blogs, record videos and podcasts.

寫程式和用網路媒介是不需要對方許可的槓桿。它們是新富背後的槓桿。您可以創建在您睡覺時為您工作軟件和網路媒介；即使不會寫程式，也可以創造些甚麼 (文字、語音、動畫)

11.4 The Internet has massively broadened the possible space of careers. Most people haven’t figured this out yet.

網路可以非常大地拓展人的發展舞台

12. Leverage is a force multiplier for your judgement. Judgement requires experience, but can be built faster by learning foundational skills.

在打好基礎與經驗下可以磨練出判斷力，在正確的判斷下，槓桿是很有用的工具。(有把握的事情才能用槓桿, 否則只會死得更慘)

【關於用人】

13.1 Pick business partners with high intelligence, energy, and, above all, integrity.

要找正直、聰明且有活力的人，其中正直是絕對必要且重要的事情

13.2 Don’t partner with cynics and pessimists. Their beliefs are self-fulfilling.

別和憤世嫉俗或悲觀的人當工作夥伴

14. Labor means people working for you. It’s the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it.

雖然有很多員工看起來很有成就，但別太追求這種事情。

【其他】

15. Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers.

研究微觀經濟學、博弈、心理學、說服、道德、數學、電腦。

16. There is no skill called “business.” Avoid business magazines and business classes.

別相信所謂的商業周刊或商業課程 (世界沒有這麼簡單)

17. Reading is faster than listening. Doing is faster than watching.

讀的比聽的快，作比看得快

18. You should be too busy to “do coffee,” while still keeping an uncluttered calendar.

平時要忙碌，但也要能規畫自己的時間 (有時間可以好好思考)

19. Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it.

用時薪來評估事情是否值得投入 (機會成本的概念)

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安安大家好, 我是歪樑。

之前聽股癌的節目而好奇, 但網路上去找了後發現並沒有我習慣的中文翻譯,

所以自己翻譯後、調整排版順序&加入個人想法. 供大家參考, 節省時間~