總共分成兩個步驟，第一步是把存入的錢加進傳統 IRA 帳戶，第二步是告訴 IRS 我們將錢轉進 Roth IRA 帳戶。完成以後，確認 8606 tax form 是否正確。



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<div class="draft-block draft--p left">總共分成兩個步驟，第一步是把存入的錢加進傳統 IRA 帳戶，第二步是告訴 IRS 我們將錢轉進 Roth IRA 帳戶。完成以後，確認 8606 tax form 是否正確。</div>
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<h3 class="draft-block draft--h3">第一步驟： 在Deductions &amp; Credits<span style="font-style: italic; "> -&gt; Retirement and Inve</span>stments section</h3>
<div class="draft--imgNormal draft-block"><div><div style="height:400px" class="image-block-prerender" data-src="https://images.vocus.cc/8a721fc6-8604-49be-a709-9c0000b90d74.jpg" data-width="679" data-height="210" data-position="center"></div><figcaption class="imageCaption draft-block" style="cursor:text;display:block"></figcaption></div></div>
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<h3 class="draft-block draft--h3">第二步驟：在<span style="font-style: italic; ">Wages &amp; In</span>come<span style="font-style: italic; "> -&gt; Retirement Plans and Social S</span>ecurity section</h3>
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<h3 class="draft-block draft--h3">第三步驟：確認 8606 form</h3>
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<p>總共分成兩個步驟，第一步是把存入的錢加進傳統 IRA 帳戶，第二步是告訴 IRS 我們將錢轉進 Roth IRA 帳戶。完成以後，確認 8606 tax form 是否正確。</p>
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<h3>第一步驟： 在Deductions &amp; Credits -&gt; <em>Retirement and Investments</em> section</h3>
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<h3>第二步驟：在<em>Wages &amp; Income</em> -&gt; <em>Retirement Plans and Social Security</em> section</h3>
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<h3>第三步驟：確認 8606 form</h3>
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總共分成兩個步驟，第一步是把存入的錢加進傳統 IRA 帳戶，第二步是告訴 IRS 我們將錢轉進 Roth IRA 帳戶。完成以後，確認 8606 tax form 是否正確。

第一步驟： 在Deductions & Credits -> Retirement and Investments section

第二步驟：在Wages & Income -> Retirement Plans and Social Security section

如何用 TurboTax 報 Backdoor Roth IRA?

Roth IRA 有很多好處，例如取出本金沒有限制，也沒有強制取出的規定，但它有個最大的限制就是收入上限，當收入超過上限，連存入 Roth IRA 都不允許。為了突破這個限制，發展出一個方法，稱為 Backdoor Roth IRA。


如何用 TurboTax 報 Backdoor Roth IRA?

第一步驟： 在Deductions & Credits -> Retirement and Investments section

第二步驟：在Wages & Income -> Retirement Plans and Social Security section

第三步驟：確認 8606 form

第一步驟：在Deductions & Credits -> Retirement and Investments section