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               max-width: 740px;                text-align: left;              }              .graf--quotesSpecial {                display: table;                color: #7A7574;                position: relative;                padding: 31.5px 40px;                text-align: center;                letter-spacing: 0px;                position: relative;                margin: 29px auto;                font-family: "Microsoft JhengHei fixed", "Helvetica Neue", "Microsoft JhengHei", Helvetica, "Segoe UI", Tahoma, Arial, sans-serif;                font-size: 16px;                -webkit-box-ordinal-group: 1;                -webkit-box-flex: 0;              }              .embed-wrapper {                max-width: 740px;                border: 1px solid #DDD9D8;                display: block;                padding: 12px;                border-radius: 8px;                margin: 12px 0px;                text-decoration: none !important;              }              .embed-title {                font-size: 16px; 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               border-radius: 8px;                padding: 16px;                font-size: 16px;                color: #535150;                line-height: 180%;                text-align: left;              }              .lexical__textBold {                font-weight: bold;              }              .lexical__textItalic {                font-style: italic;              }              .lexical__textUnderline {                text-decoration: underline;              }              .lexical__textStrikethrough {                text-decoration: line-through;              }              .lexical__textUnderlineStrikethrough {                text-decoration: underline line-through;              }              .lexical__textSubscript {                font-size: 0.8em;                vertical-align: sub;              }              .lexical__textSuperscript {                font-size: 0.8em;                vertical-align: super;              }              .lexical__textCode {                background-color: rgb(240, 242, 245);                padding: 1px 0.25rem;                font-family: Menlo, Consolas, Monaco, monospace;                font-size: 94%;              }            </style></head><body><div class="article-container"><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">昨天</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">美債大跌</span></code><span style="white-space: pre-wrap;">,</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">我開始大量買進TMF & 正二.</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">也要開始買00945B~</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">七月要配息囉!</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">此外, 00945B幾乎</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">沒有溢價</span></code><span style="white-space: pre-wrap;">.</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">因為成份債是短債, </span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">且債息高達8%</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">內含200個短債, </span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">會不斷有高息配到00945B,</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">所以淨值會不斷快速提高,</span></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">直到配息日發出來, 淨值才會降低</span></p><p class="graf--p" dir="ltr"><br></p><p class="graf--p" dir="ltr"><span style="white-space: pre-wrap;">很難買到低價啊!</span></p><p class="graf--p" dir="ltr"><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">除非台幣升值~</span></code><br></p><div class="graf--img center"><div class="lexical__imageWrapper"><img src="https://images.vocus.cc/786c4678-4819-4c7f-bb8c-31a0eb0c02b6.png" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&norotation=true&url=https%3A%2F%2Fimages.vocus.cc%2F786c4678-4819-4c7f-bb8c-31a0eb0c02b6.png&width=578&sign=mwJs_ppxyjcdy6LwsuVZUixecVUtdstCH_v_rK43jgA" class="lazy" data-original-src="https://images.vocus.cc/786c4678-4819-4c7f-bb8c-31a0eb0c02b6.png" data-lowquality="false" data-width="578" data-height="676" alt="raw-image"></div><div></div></div><p class="graf--p"><br></p><div class="graf--img center"><div class="lexical__imageWrapper"><img src="https://images.vocus.cc/079a53f5-a8f9-4e56-8cde-13e06bbdfdf6.png" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&norotation=true&url=https%3A%2F%2Fimages.vocus.cc%2F079a53f5-a8f9-4e56-8cde-13e06bbdfdf6.png&width=406&sign=394qnE1yMZ7Ma_Lfvivy7rBdffC2jh4AZxXsMmBhDSY" class="lazy" data-original-src="https://images.vocus.cc/079a53f5-a8f9-4e56-8cde-13e06bbdfdf6.png" data-lowquality="false" data-width="406" data-height="240" alt="raw-image"></div><div></div></div><div class="graf--img center"><div class="lexical__imageWrapper"><img src="https://images.vocus.cc/8c2e9176-605a-4e0c-93ae-b202a2894d33.png" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&norotation=true&url=https%3A%2F%2Fimages.vocus.cc%2F8c2e9176-605a-4e0c-93ae-b202a2894d33.png&width=607&sign=NzkDadE5ZTnxsgR5xQoIAlQd3WoegJS-GcIZjJ0LFFI" class="lazy" data-original-src="https://images.vocus.cc/8c2e9176-605a-4e0c-93ae-b202a2894d33.png" data-lowquality="false" data-width="607" data-height="527" alt="raw-image"></div><div></div></div><div class="graf--img center"><div class="lexical__imageWrapper"><img src="https://images.vocus.cc/1458b7db-aef8-476a-a86d-882361416496.png" data-src="https://d2a6d2ofes041u.cloudfront.net/resize?compression=6&norotation=true&url=https%3A%2F%2Fimages.vocus.cc%2F1458b7db-aef8-476a-a86d-882361416496.png&width=330&sign=Py3xg5wzkAtKYds4AnYEyDycMfjZ_HmVn2xwJSjRLUQ" class="lazy" data-original-src="https://images.vocus.cc/1458b7db-aef8-476a-a86d-882361416496.png" data-lowquality="false" data-width="330" data-height="286" alt="raw-image"></div><div></div></div><p class="graf--p"><br></p></div></body></html>





前言

好不容易太座的帶狀泡疹稍微康復，上周開始，又輪到學徒我咳到腦瓜子疼，連整組心肝肺都快被淘出來了，實在沒辦法好好寫文章，在此跟各位讀者致歉。聽說小孩子的感冒病毒傳染給大人都特別的慘烈，這次我相信了。

紐西蘭南島短暫的夏天都到家門口了，望著屋外漂亮的景致，卻沒有精氣神好好出門踏青旅遊，

金融人類學徒

存ETF的迷思與極限

被巿場視為無風險利率的商品:短天期美債，竟然讓我在四個交易日嚐到了1.27%的跌幅，這究竟是怎麼回事呢!

 

小股東彼得的沙龍

我的短天期美債ETF遭匯率擊落了 (投資週報2023.11.18)

最近，我注意到一些朋友投資國外的ETF，因為短期利益而選擇提前出場，這讓我感到困惑。當他們看到投資帳戶由虧轉盈時，忍不住提前獲利他们持有的股票。有時候，我難以理解為什麼有些人甚至連大盤型ETF無法長期持有，如果是單一個股或許能理解，因為單一股票的風險太高，訊息不對稱，缺乏優勢。


阿傑｜慢富日記的沙龍

『為什麼散戶無法長期持有？』關於投資的本質

選擇性偏誤

近期有些投資達人表示，長期定期定額0050或0056兩者報酬差異不大，0056年化報酬率只輸給0050一點點，兩個可以一起投資。

大錯特錯！

這種定額定額的計算方式非常受後期短時間報酬的大幅影響（報酬順序風險），這部分也可參考《持續買進》的第15章"為什麼投資靠運氣"。

像是如果

血流成河

0056 VS 0050 誰的勝率高？存0056勝率不到10%！

投資理財

一輩子都在國際金融領域浮沉，步入中年的人類學徒，熱愛烹飪美食之餘，喜歡在書海中考古金融史。在短視頻稱王的年代，依然熱愛用方塊文字，與朋友們分享人類學、歷史、金融、財經觀點。

從白手到財務自由是筆者的歷程，2022年領息200萬。
這個專題將陪你走向穩健投資的道路


在股市投資中，深度反省是我的成功之道。每次交易後，我仔細檢討決策，探索其原因和結果。這有助於避免情緒驅動的決策，使我更冷靜地應對市場波動。我也定期檢討整體策略，以確保它們保持一致。深度反思延伸到情感控制，我學會冷靜面對市場情緒。這不斷的反思使我成為更理性和智慧的投資者，有助於實現長期成功。

ETF 大亂鬥！你心中的 MVP 組合是誰？

以行動支持創作者！付費即可解鎖

Jacky Lu說故事

🈵債券投資紀錄-2024/08/14

全球股市巨震,資金轉向美債避險


🈵債券投資紀錄-2024/08/07

🈵債券投資紀錄-2024/07/29

🈵債券投資紀錄-2024/07/01

🈵債券投資紀錄-2024/06/27

🈵債券投資紀錄-2024/06/17

🈵債券投資紀錄-2024/06/15

🈵債券投資紀錄-2024/06/06

職場

閱讀書評

🈵債券投資紀錄

一生抓住少數幾個機會，夠了！ 
關於投資理財, 要緊握這送分題!

<div class="draft-block draft--p left">恭喜恭喜！！帳面損益翻正！！我也是同時領著債息，再同時賺資本利得🤑🤑🤑</div>

🈵債券投資紀錄-2024/05/16

🈵債券投資紀錄-2024/03/28

㊙️[債券]這輩子最好的投資機遇

🉐選擇比努力更重要

🈺投資相關分享

㊗️醉臥煙霞間

✡️流光掠影

<p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">昨天</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">美債大跌</span></code><span style="white-space: pre-wrap;">,</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">我開始大量買進TMF &amp; 正二.</span></p><p class="lexical__paragraph" dir="ltr"><div class="ad-placeholder" style="min-height: 124px;"></div><span style="white-space: pre-wrap;">也要開始買00945B~</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">七月要配息囉!</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">此外, 00945B幾乎</span><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">沒有溢價</span></code><span style="white-space: pre-wrap;">.</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">因為成份債是短債, </span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">且債息高達8%</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">內含200個短債, </span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">會不斷有高息配到00945B,</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">所以淨值會不斷快速提高,</span></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">直到配息日發出來, 淨值才會降低</span></p><p class="lexical__paragraph" dir="ltr"><br></p><p class="lexical__paragraph" dir="ltr"><span style="white-space: pre-wrap;">很難買到低價啊!</span></p><p class="lexical__paragraph" dir="ltr"><code spellcheck="false" style="white-space: pre-wrap;"><span class="lexical__textCode">除非台幣升值~</span></code><br></p><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F786c4678-4819-4c7f-bb8c-31a0eb0c02b6.png&amp;width=578&amp;sign=mwJs_ppxyjcdy6LwsuVZUixecVUtdstCH_v_rK43jgA" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F786c4678-4819-4c7f-bb8c-31a0eb0c02b6.png&amp;width=578&amp;sign=mwJs_ppxyjcdy6LwsuVZUixecVUtdstCH_v_rK43jgA" data-loaded="true" data-original-src="https://images.vocus.cc/786c4678-4819-4c7f-bb8c-31a0eb0c02b6.png" data-lowquality="false" data-width="578" data-height="676" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="true" alt="raw-image"></div><div></div></div><p class="lexical__paragraph"><br></p><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F079a53f5-a8f9-4e56-8cde-13e06bbdfdf6.png&amp;width=406&amp;sign=394qnE1yMZ7Ma_Lfvivy7rBdffC2jh4AZxXsMmBhDSY" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F079a53f5-a8f9-4e56-8cde-13e06bbdfdf6.png&amp;width=406&amp;sign=394qnE1yMZ7Ma_Lfvivy7rBdffC2jh4AZxXsMmBhDSY" data-loaded="true" data-original-src="https://images.vocus.cc/079a53f5-a8f9-4e56-8cde-13e06bbdfdf6.png" data-lowquality="false" data-width="406" data-height="240" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="true" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F8c2e9176-605a-4e0c-93ae-b202a2894d33.png&amp;width=607&amp;sign=NzkDadE5ZTnxsgR5xQoIAlQd3WoegJS-GcIZjJ0LFFI" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F8c2e9176-605a-4e0c-93ae-b202a2894d33.png&amp;width=607&amp;sign=NzkDadE5ZTnxsgR5xQoIAlQd3WoegJS-GcIZjJ0LFFI" data-loaded="true" data-original-src="https://images.vocus.cc/8c2e9176-605a-4e0c-93ae-b202a2894d33.png" data-lowquality="false" data-width="607" data-height="527" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="true" alt="raw-image"></div><div></div></div><div class="lexical__image center"><div class="lexical__imageWrapper"><img src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F1458b7db-aef8-476a-a86d-882361416496.png&amp;width=330&amp;sign=Py3xg5wzkAtKYds4AnYEyDycMfjZ_HmVn2xwJSjRLUQ" data-src="https://resize-image.vocus.cc/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F1458b7db-aef8-476a-a86d-882361416496.png&amp;width=330&amp;sign=Py3xg5wzkAtKYds4AnYEyDycMfjZ_HmVn2xwJSjRLUQ" class="lazy" data-loaded="false" data-original-src="https://images.vocus.cc/1458b7db-aef8-476a-a86d-882361416496.png" data-lowquality="true" data-width="330" data-height="286" data-retry="0" onerror="Number(this.dataset.retry) > 4 ? this.src='/static/default-error-img.svg': (() => {this.src=this.dataset.originalSrc; this.dataset.retry = Number(this.dataset.retry)+1;})()" data-istopthreeimage="false" alt="raw-image"></div><div></div></div><p class="lexical__paragraph"><br></p>

親子與教育

文化生活

國際

<div class="draft-block draft--p left">用總經角度看ETF是否能抓到大方向</div>

愛考古的金融人類學徒

運動

小股東的大投資

職場產業

<div class="draft-block draft--p left">我覺得提前結算的原因在於、那些散戶缺乏正確的知識與觀念</div>