你是否曾經在使用智慧型手機或通訊軟體時，收到令人不悅的詐騙訊息或假連結？
無獨有偶地，今天在閱讀美國《Scientific American》（《科學人》）雜誌時，我意外發現美國退休族群也成為詐騙集團的新獵物。
英文原文及截圖出處https://www.scientificamerican.com/article/why-scammers-target-seniors-and-what-you-can-do-about-it/
Why Scammers Target Seniors—And What You Can Do About It（當騙徒鎖定年長者——以及你能採取的行動）
Millions of older adults lose their savings to scams every year. There are ways to reduce the risk.（每年有數百萬年長者因詐騙而失去積蓄，但我們可以採取一些方法來降低風險。）
發稿日期October 8, 2025｜閱讀時間10 min read
作者By Thomas Blomberg & Julie Brancale, edited by Madhusree Mukerjee
AI has brought to a boil a problem that has been simmering for several decades. Older adults report financial exploitation to be the most frequent form of abuse they experience, with estimated annual losses as high as $28 billion in the U.S. alone. As the fastest-growing and wealthiest segment of the population, currently controlling 65 percent of the U.S.’s total wealth and $13 trillion in home equity wealth, older adults are increasingly likely to be targeted by scammers. Their vulnerability to scams stems from the many and diverse challenges of aging. These include declines in cognition, alterations in life circumstances (such as the death of a spouse), and difficulty keeping up with the constantly changing technological landscape.（人工智慧讓一個已經潛伏數十年的問題徹底爆發。年長者表示，財務剝削是他們最常遭遇的虐待形式之一。僅在美國，每年估計損失高達280億美元。作為人口中成長最快且最富裕的族群，他們目前掌握美國65%的總財富及13兆美元的房屋淨值，因此更容易成為詐騙者的目標。年長者之所以容易受騙，源於老化所帶來的多重挑戰，包括認知能力下降、生活狀況變化（如喪偶），以及難以跟上瞬息萬變的科技環境。）
✅結論
科技確實讓生活更便利，卻也讓詐騙手法更隱密、更聰明。從台灣到美國，從年輕人到退休族，沒有人能完全置身事外。詐騙不再只是單一國家的問題，而是一場跨越語言與文化的「全球性心智戰」。唯有保持懷疑、培養數位素養、並勇於求證，我們才能在資訊洪流中不被誤導。
願我們在擁抱科技便利的同時，也能練就一雙「識破詐術的慧眼」。
英文原文及截圖出處https://www.scientificamerican.com/article/why-scammers-target-seniors-and-what-you-can-do-about-it/
